Home Loan

Ideas on Bricks #7 (PMAY, CLSS): How to Get Less costly Loans u/ CLSS Pradhan Mantri Awas Yojana (PMAY)

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You can help you save at least ₹2.thirty Lakh on your home mortgage! Check out this small video by Ankur Gupta (JMD, Ashiana Housing) for a 1st-hand account of:
• Pradhan Mantri Awas Yojana (PMAY) and how you can gain from it
• How to make your home mortgage more cost-effective under the Credit score Connected Subsidy Plan (CLSS)
• Fascination gains under CLSS if your once-a-year cash flow is:
o Up to ₹12 Lakh
o Up to ₹18 Lakh
• The three standards that qualify you to assert cost-effective housing mortgage gains under CLSS
(for MIG one and MIG two variety flats)
• How to assert your home mortgage interest subsidy under CLSS
• How lengthy it will take to get your mortgage approved under CLSS
• Until when you can utilize for a home mortgage under CLSS
(of course, you will find a last day, so really don’t miss out on!)

To Know Additional About CLSS:



  1. I have taken a flat in howrah shibpur from Merlin WATERFRONT. To pay the builder I have already taken a loan of 33 lacks. Remaining amount I will pay from my savings. I am paying the home loan EMI of approx 33k each month. This is my 1st house.
    Is there any way I can also get this CLSS or Pradhanmantri home loan subsidy benefit.
    I work abroad and earn a salary of 1 lakh per month.
    Please advise…Thanking you.

  2. I am having aplot size 900 sq feet and I have give plan to build ground and first floor total 1110 sq feet. If I limit the construction up to 640 Sq feet (60 Sq Meter) as allowed in LIG cat. Then I claim CLSS. The plot is in my wife name and alloted by PUDA my mob no is 9855555501

  3. Hi Sir, My loan started in November 2016, Can I benefit from this scheme? Also, I classify in the above mentioned criteria. Please please advise


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