Home Loan

Initial Time Dwelling Buyer Tips | What I’ve realized so considerably





Getting a home arrives with a large amount of paper do the job and details. These are the factors I know and have realized , ideally it aids a minimal as first time home purchaser.

Items you can have to have for your FHA Loan or Bond dollars :

-Income documentation: Previous two many years W-2s or 1099s, retirement or Social Safety award letter

-Most modern pay out-stub

-Assets 401k, discounts and bank statements, and so forth. for last three months or two quarters

-Liabilities motor vehicle payments, pupil loans, credit history card expenses, boy or girl help and installment loans.

-‘Satisfaction of lien’ documentation for previous judgments or liens.
Divorce papers, if relevant

-Verification of boy or girl help, in-coming or out-likely

-Application cost, which differs from $50 to $five hundred-furthermore

-Legitimate Social Safety amount

43 comments

  1. Please do not take this the wrong way ,but I thought Trump sign some kinda order to make it harder for 1st time home owners I think or maybe it was just for show . But I could have sworn it was that FHA loan. I guess all Im trying to say is be careful. Once again please do not take this the wrong way.

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  2. I love your videos so PROUD of you, your an awesome mother and person I have raised six children also with the help of GOD
    my daughter Red watches you keep on being the wonderful mom and person you are 😘🤗 won't HE do IT.

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  3. Love this video..very helpful

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  4. Hey V. I wish I can subscribe to your channel a million times! I've already subscribed twice from my two accounts! lol you are such an inspiration! Keep being you V! -Aisha

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  5. Her daughter so funny lol..'stop'.lol..good advice,love these kind of videos.

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  6. I was recently thinking about getting a house in the near-far future (if that make sense… lol) But thank you so much for this information.

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  7. New a Subscriber!!!!!
    Thanks for the tips!!! What editing program do you use for your videos?

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  8. I love how fast god is moving in your life.

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  9. Ok a house is more important than a camera 💯and all the thousands of views you receive your camera is fine boo❤️ 😘

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  10. Hi I was wondering what kind of work do you do besides youtube?

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  11. Also love this lipstick? What color is it?

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  12. We cut cable 8 years ago. Never looked back. Netflix is it.

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  13. get urself a fire stick or soe kind of streaming device best friend. all u need is internet. luv u best friend. And God bless that lil Jojo she sounds so precious.

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  14. V- I got rid of Crazy Comcast last year, kept internet though spending $90 instead of $156 and I am fine with Netflix and My Kids and I on Youtube:) No regrets.

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  15. I turned my cable off a month ago. I now have the fie stick which was 39.99 All I pay is my wi-if and I watch every channel for free. Comcast had me paying 166 for basic cable Girl!!!!! I had to let it go… I don't have time for that

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  16. V, so informative ,so detailed you just helped so many people, Bravo, so good. I'm on your side, I hope that you are Happy and content, in all your endeavors can't wait to see what happen Love You Bestfriend. So happy for you I'm waiting to,see all you deserve. Take Care.

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  17. We got rid of cable and got roku from target and sling tv app with Netflix and hulu. Thanks V for the info. We are trying to decide if we are moving to florida or staying in Atlanta. We first wanted a tiny home, then an rv now we have decided on a condo but we are just starting. We shall see if 2 years from now tiny homes are more welcome.

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  18. Love this thanks for the information congrats

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  19. that's so stupid.Yesss buy the house.Camera can wait.Go Girl!!!

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  20. Good Luck on your new adventure. We closed on our home 1/27/17. All the things you are saying are on point in reference to the buying process. Let me EMPHASIZE…the paperwork is B&tch! LOL!! Seriously, when you think they don't need anything else they want something. I am not kidding I had a stack (STACK) of paper from all the documentation they wanted to get us financed. There is a group on Facebook that I found (go figure) right after we were approved that mentions what you have said and a whole lot more. They even provide information on how to clear up your credit. Don't go out here and hire someone when you can do it yourself. Seriously, this group is the amazing. I am now in their academy and learning about how to invest in Stocks and learning how to create a side business because no income is guaranteed. I also like to see the testimony's of people who have made major changes with their credit situation or just how their house buying process went. It is quite different in other States. Side note…I am in no way affiliated with the group or being paid to mention them. I just think they are a very useful and helpful tool. Check'em out…Dream Catchers: Live Richer. The founder is Tiffany 'The Budgetnista' Aliche. 😉

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  21. 😂😂😂😂Able TV? U are just too funny! We cancelled our DTV when it hit $200 per month. We now use roku. Look into it V 🙂💜

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  22. Thank you for all the good info! I will pass this info to my daughter so she can be prepared! It takes time but in the end, you will have your house! 🙏❤

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  23. TFS I needed this! I'm trying to become a homeowner. it's one of my dreams

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  24. Great advice! Thanks. Hubby and I are looking to buy a home for the first time this year also. LOVE'N ME SOME V AND BABBIES! 🙂

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  25. Your so funny Bestfriend lol How u doin'

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  26. Thank You so much Valencia…I am in the process of looking to buy a home….My state choices are florida and georgia…the whole process is tedious….and on top of the process I am trying to choose a school to for my master's program. It seems like my realtor is trying to rush me through the process but You have shed some light on it….Thanks a lot.

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  27. do you have VA? that will be the best way to go for low mortgage and zero down.

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  28. Yasss, creating a better future for you and your kids! Kudos to you, V. Continued success and Godspeed with all of your endeavors.

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  29. lmbo jojo

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  30. A camera? Someone had their priorities messed up. Wonder if they have a house, or live a flashy life trying to keep up with others? I am so excited for your house hunting journey!!

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  31. You go girl!

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  32. hope I hear some "best friend" T Shirts coming soon…..please and thank you. 😉

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  33. thanks for the info

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  34. Great vid, best friend. Thx for all the first time house buying tips.

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  35. You did an awesome job covering everything. I would add getting a warranty on the home. That way if things break you can pay your co-pay and they'll send a repair man out. The BEST investment I've ever bought for my home!!! I built my home and it came with a builder's warranty but after that expired!! I found a company to take out an extended warranty with.

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  36. 👍Notice how blessed you and your kids are since you unyoked yourself from a certain someone / entity & situation. You're on the right path. Blessed Blessed Blessed! 🤗💞🤗

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  37. You're hilarious

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  38. 👍 So happy for you! 🎉🎉 You have smart parents to help & guide you. You are blessed. 🤗💞🤗

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  39. you look beautiful in this video. I sure needed this advice 10 yr ago. so glad you are sharing this vital information.

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  40. Best friend thank for information

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  41. Thank you for that info very informative

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  42. Thank you so much for this video! I've been thinking about buying a house lately.

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  43. Valencia….I am going to start calling you Virginia Slims….because you have come a long way baby!!! So proud of you!

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