Payday Loans

Never mess with Car title loans or Payday loans.





They will rip you off. Make sure you don’t mess with them.

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38 comments

  1. It's not complicated at all if they "WANT" you to understand it. For instance, I borrowed $3,700.00 from titlemax. They were charging me $15.00 each day that goes by. That's $15.00 every fucken day added on to the finance charge!!!!! And my monthly payment didn't cover the fucken interest charge!!!!! So each month that I paid my minimum of $420.00, none of it was going towards to pay down the loan!!!!!!! My break even a month should have been $450.00 per month and anything over $450.00 would have gone towards paying off the loan!!!!!! See, easy if they want you to understand it. BTW I paid mine off two days ago by getting credit cards and paying it off.

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  2. This guy needs to look at where the problem is.  He is blaming the company because he borrowed money that he could not afford to pay back.  Here is some better advise.  Don't take out a lone you can't afford to pay as that is when you get into trouble.  The companies are pretty clear before you sign the paper when they are due.

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  3. I am in no way attempting to defend Ttitlemax but lets be clear about the business….1st they are NOT taking advantage of anyone, They are there to help people with little to no credit or bad credit.. ( BE AN ADULT AND PAY YOUR BILLS AND MANAGE YOUR CREDIT) NO ONE IS IN CHARGE OF YOUR CREDIT BUT YOU!! DONT BUY SHIT YOU KNOW YOU CANT AFFORD.. If you have little to no or bad credit your interest rate is gonna be high.. This is a no brainer! Again back to the top about managing your credit.. THEY DO HAVE THE LOWEST INTEREST RATE, AS IN THE LOWEST RATES OF THE TITLE PAWN BUSINESS!!! NOT STANDARD BANK LOANS…  Their interest is high because YOU ( OR ANY CUSTOMER) is considered a HIGH RISK LOAN, meaning high chances you aren't going to pay back and they will lose money..  This is base on the same concept that normal banks and loaning offices do, when they see that the lower the credit score, the higher the risk, the higher the rates…  Its basic banking business.. These loans are meant to be short term loans. That's why you can only go out 24 months..   Its actually very simple and easy and they break it down for you and show you everything before you sign that contract but a lot of people don't listen because they just see that check on the desk…  They charge a minimum interest rate which comes off first, then anything you pay over the minimum will go to your principal, now this is exactly where people get messed up. They will only pay the minimum and that's it, doing so will only hold the loan over a month and nothing goes down. The higher the loan the higher the minimum.. Title max is a good place for say a $500- 1,500 loan.. anything over and yes it is too much!!! A small loan should be easy, its just laziness and not willing to pay…  on a new loan or add-on if you go past due 14 days you are out for repo, once you have had it 3 months you can be late as 21 days before you are out for repo.. If you call and speak with them they will try to help and work with you, however if you ignore them they will repo you.. Hiding the car is actually illegal and they can get a deputy to help.. If they cannot get the money back or the car, after 91 days you will charge off… then a judgement will show up on your credit and background.. No they do not report to credit to show on time or late payments but if you charge off and don't give up the car a judgement will appear, and that can even affect getting a job… Remember you gave these people your ID, SSN etc etc… They can find you!! Even if you move far away a skiptrace using your ID number, DOB, SSN will tell them and the tow company where you are!  And they will hire someone in that area to pick you up, so there is really NO GETTING AWAY!  Just pay, or give the car back, or don't get a loan at all…Simple as 1 2 3

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  4. Loan max and places like them are THIEVES!!!!!

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  5. go to the mafia

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  6. https://pages.giveforward.com/other/page-ff5f2b/

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  7. yeah, in too many countries in Europe , these kind of loans are prohibited to do business, why not in the Us?

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  8. Checkout my statement of after I lost the car to them. I lost the car and ended up owing more than what I borrowed. I don't plan on paying them they can kiss my ass. I lost a car that they said was worth more than $2500. Check out my video…

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  9. Thank you so much – Your Putting it Out There to Prewarn the Very Desparate People for Money – about the Horrific loan borrowing experience of Payday Loans and Title Loans! Great! – I just hope people will listen and take heed to your warnings – hopefully – I know that I am very convinced and grateful 4u – Your prewarning has saved me my vehicle and any unnecessary high interest being paid. I have forwarded your warning to all my friends and family. Again, thank you sooooooo much, very informative… I believe you. I will try my bank instead.

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  10. ◄ Vɪsɪᴛ Mʏ Cʜᴀɴɴᴇʟ ᴛᴏ Lᴇᴀʀɴ ʜᴏᴡ ᴛᴏ Fɪɴᴅ ᴛʜᴇ ʙᴇsᴛ Pᴀʏᴅᴀʏ Lᴏᴀɴs Sᴇʀᴠɪᴄᴇ, ᴏʀ ɢᴏ ʜᴇʀᴇ: https://plus.google.com/105695081041688884021/posts/Nmv1QcXs27v ◄

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  11. great advice

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  12. I've hit these title loan places twice.. I hide my first car for two yrs behind a neighbors house…n the 2nd car I sold…..lol easy

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  13. Nice vedio on title loans..
    For more info. visit http://www.fastcartitleloans.net/

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  14. What if u take out a title loan & go out of state can they find you out of state or will they arrest you

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  15. They want their money back, and they want to get your car too! Then they can sell your car and keep the money for that too!

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  16. "Place an ad and sell it."
    Good video.

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  17. Support   #fairlending  
    There needs to be a program that helps borrowers and is accountable for their financial success.
    http://igg.me/at/communityloancenter/x/8716266

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  18. Thx for ur info

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  19. Thanks so much for your honest heart felt advice!  You turned me around for sure!  I will sell other property instead.  Thank you, thank you, thank you!  Dianne

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  20. that 95.00 is not going to his amout so he pays that 95.00 a month but stills owes the same balance. Basically the 95.00 is just being waisted. We dont get hassled though sometimes we have it later than when its due and we really have no problems. Granted we are spending way way way more money then we borrowed. but hey its life and life aint fair

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  21. This is not all true. Yea at one point in time they wanted it every two weeks. Im sure then it was bull shit. But I know for a fact now that they arent doing those anymore. It is a rip off but it really aint a hassle. My boyfriend and my grandma have title loans out right now on their cars. We needed extra cash so my boyfriend took out a tiltle loan. to get it all back he has to have like 900 dollars , but to just keep it open it can pay 95 dollars a month. the rip off is that

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  22. Gracias por el consejo

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  23. I owe money to 3 pay day loans! They are nothing more than legal versions of loan sharks! I had to default on those loans 3 years ago and they have harassed me and threaten to take me to jail for check fraud! Once I pay off these loans I will never take out a payday loan ever again!

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  24. I Got One Then Junked My Car At a Crooked Junk Yard

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  25. thank you for this video. I will ask my bank first. I know about payday loans. outrageous!

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  27. I messed with a car title loan place once. They are indeed a ripoff. They hide a lot of the back interest they add to the loan. Especially in the South the Republicans let them do whatever. They act like lone sharks. They will threaten you and send folks out to look for you and will threaten your family and hound your family and friends and breaks your windows and break your legs, set your house on fire..etc.. Those folks are EVIL.

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  28. So the african guy first told me I could use the car for a few bucks each month. its just sitting there. Then out the blue he started calling demanding $400 and $600 dollars. Like a dope feign. Then he stopped by Autozone and found a homeless shade tree mechanic to do $300 worth of work (he said) and promised the guy I would pay him on the spot. I knew nothing about it. Then they both came to my house acting like crackheads demanding I buy the car for $3000. WTF?

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  29. I live in Dallas, TX. My car broke down and after spending $500 to try and fix it I sold it. My next doo neighbor is trying to sell his cars to me. He is an african guy who purchased his cars from Auctions. But the van he has per Firestone needs over $2000 worth of work. It shakes when I drive it and stops. The 1996 Jeep he wants has many problems and a rebuilt title. He wants me to pay $3000 for it but per the tag place he only paid $1000 for it. He is desperate for money now. No way.

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  30. thank you for the post, good to know

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  31. Thank you for the post. This is direly needed. Listen to this vlog. Do not have ANYTHING to do with Advance Me Today

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  32. @dkixarj Yep I'm in the same boat. I searched for ages till I found somewhere good for a cash advance. This is where I got it, instant approval >>> bit.ly/OGK8vw?=zeglzh

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  33. How to get a title loan 1. Make sure it’s only for a few months. 2. Make sure you borrow only what you need, you can pay back right after they give you the loan what you don’t need making your APR less. In the end if you save $50-80 of your check weekly you can save in just 4 months $800-$1,300. If you get a title loan for $1,500 or so you will be paying back a huge apr per monthly cycle something like $300 with a $40 principle. Save ur money!! DO NOT GIVE IT TO THOSE CROOKS!!!

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  34. yeah look at this loser his look says it all but i bet when he was barrowing the money he didnt have a problem only when it was time to pay up……..hahahaha what a dead beat welfare check wasent enough to cover the intrest right .maybe didnt even need the money just spent it on stupid shit

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  35. Thats why u do not deal with those kind on places unless u are sick, medical emergency or about to get evicted from your place!

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  36. Pay day loans and title loans should be illegal

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  37. @delacruz6241 I bet you would view Marcus Licinius Crassus as a model businessman.

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  38. well i pawned my car twice paid the money no problem so whats did u do wrong? you probably borrowed too much money more than u can pay back

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