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Lower my individual bank loan with credit history playing cards?



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Lower my individual bank loan with credit history playing cards?
I experienced this thought and would like your views on this.

I have a CBA individual bank loan for $thirty,000 at a charge of 14.sixty five% (seven calendar year expression). I have just begun to function and should gain close to $eighty,000p/a. I located a suncorp credit history card which has a most credit history restrict of $thirty,000 and a charge of three.9% for life.

So….. what I thought I could do is go to bankwest and apply for a credit history card and get a dollars advance for $thirty,000 at 16.ninety nine%( furthermore a two% charge) spend off the cba individual bank loan and then promptly transfer the stability into the Suncorp credit history card (no transfer service fees) and spend only three.9% for life. Is this practical? I feel my credit history ranking is fantastic… but will need to examine this.

It would seem like alot of function I know but it would preserve me heaps…

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